Warwick, R.I.–As the 2023 hurricane season unfolds, InsureMyTrip, a NOAA Weather-Ready Nation WRN Ambassador™, steps up to safeguard travelers’ plans. Forecasters anticipate a “near-normal” season, predicting 12 to 17 tropical storms and 5 to 9 hurricanes.
According to a release, InsureMyTrip offers enriched educational content to equip travelers for their forthcoming trips. Alongside travel data, visitors can access a complimentary eBook guide, informative videos, and further resources.
Understanding travel insurance coverage during severe weather can be intricate, but it’s crucial to purchase it early. Once a storm starts brewing, it’s viewed as a “foreseeable event,” and insurance coverage excluding losses from that storm becomes unattainable.
The release noted that travel insurance is a reasonable safeguard during the hurricane season, shielding travelers from potential financial losses. Insurance might compensate for pre-paid, non-refundable trip expenses if severe weather necessitates trip cancellation.
As per the release, several conditions could activate travel insurance coverage:
- Flights grounded by a hurricane: Coverage may apply if common carriers like airlines and cruise lines halt service for 24-48 hours due to weather.
- Resort in a hurricane’s path: Some policies may provide coverage if a NOAA-issued hurricane warning is declared at the traveler’s destination.
- A hurricane destroys a hotel or resort: Coverage may apply if a storm renders a hotel, resort, or vacation rental uninhabitable.
- Home damage by a hurricane: Coverage may be available if a traveler’s primary residence becomes uninhabitable due to storm damage.
- Changing travel plans: For cancellation flexibility, consider Cancel for Any Reason (CFAR) protection.
CFAR, an optional benefit available in some policies, allows trip cancellation for any reason up to 48 hours before departure. Reimbursement is typically 50-75% of the non-refundable trip cost. Specific eligibility requirements apply, and CFAR must be purchased within 14-21 days of the initial trip payment.
The release noted that flight cancellation policies fluctuate by airline and situation. While airlines typically attempt to rebook passengers on the next available flight after weather-related cancellations, they aren’t obligated to compensate for losses. Hence, travelers should consider insurance to protect non-refundable trip expenses.
For more information, visit InsureMyTrip’s website or call 1-800-551-4635 to speak with a licensed travel insurance agent.
Learn more in the release on PR Newswire.
